The **Payouts** page tracks what you owe affiliates. RefCampaign calculates the amounts and keeps the record. It does not move money, so you pay affiliates through your own provider and mark each payout as paid.

## How payouts are grouped

Payouts sort into three buckets:

* **Upcoming** — due in the future.
* **Overdue** — past their due date.
* **Paid** — settled.

Commissions from a closed month are grouped into a monthly cycle, with a due date set by your payment term (NET-15, NET-30, or NET-60). A payout past its due date shows an **Overdue** badge. Each payout carries a status: Pending, Invoice received, Approved, Paid, Rejected, or Cancelled.

## Set a payout threshold

Under **Settings → Organization**, set the **minimum payout amount** (default €50). Affiliates can request a payout only once their balance reaches it. Smaller balances carry forward to the next cycle.

## Pay affiliates

<Steps>
  <Step>
    ### Export a payment file

    Select the payouts and click **Export**. Pick a format that matches your provider: PayPal Mass Pay, Wise Batch, or Bank / SEPA. Payouts missing the details a format needs are skipped.
  </Step>

  <Step>
    ### Pay through your provider

    Upload the file to PayPal, Wise, or your bank and run the transfers.
  </Step>

  <Step>
    ### Mark as paid

    Back in RefCampaign, select the payouts and click **Mark as paid**. Enter the payment date and method, plus an optional reference and notes.
  </Step>
</Steps>

<Callout type="info" title="RefCampaign doesn't send the money">
  Exports and "mark as paid" record the payment for your books. The transfer itself happens in your payment provider.
</Callout>